AQRU: How to Earn Interest on Your Crypto Savings

AQRU users do not need to be crypto experts. Investors don’t even have to own a cryptocurrency to begin with.

AQRU is an exciting fintech app that aims to provide the very best crypto savings account. Cryptocurrency saving allows ordinary people to invest and earn interest in cryptocurrencies like Bitcoin instead of a regular currency like US dollars – and the interest rates are much better. AQRU allows users to earn up to 12% per year.

So what’s the catch? There is none at AQRU. AQRU’s mission is to be jargon-free and completely transparent with its users. Crypto interest accounts are common these days, but using them is often complicated. Investors can be intimidated. But not with AQRU. In 2019, the AQRU founders set out to build a crypto interest account that is unbeatable in its simplicity and clarity. And when it comes to fees and flexible access, AQRU is also hard to beat.

He visited AQRU

Cryptoassets are an extremely volatile, unregulated investment product.

AQRU: How it works

AQRU users do not need to be crypto experts. Investors don’t even have to own a cryptocurrency to begin with. Best of all, AQRU users can withdraw their funds at any time; This is because, unlike other crypto interest accounts, AQRU does not insist that users lock their crypto for a specific period of time.

AQRU brings together cryptocurrency purchasing and saving under one roof in one simple process:

• Deposit money.
• Buy crypto and leave it with AQRU.
• The crypto earns interest – tracked to the second.
• When you are ready, you can withdraw your money. Plus interest!

To help them take advantage of the high interest rates a crypto lending platform can offer, AQRU guides investors through three simple steps:

1. Deposit
   Do you already have crypto? Great. Transfer it to AQRU using your crypto wallet. If not, deposit real money via bank transfer or credit card.
2. Earn
   If you don’t have crypto yet, you can buy it from AQRU. Once your crypto is deposited, it will immediately start earning interest. Market leaders Bitcoin (BTC) and Ethereum (ETC) earn 7% per year. You can get an even better 12% by saving on stablecoins Tether (USDT), USD Coin (USDC), and Dai (DAI).
3. Withdraw
   Withdraw your money plus interest whenever you want. “No catches, no lock-ins, no questions” – that is the AQRU promise. Best of all, you decide how you want to withdraw: send your cryptocurrency to your crypto wallet (if you have one) or transfer cash to your bank account.

Earn interest with AQRU – example

All investors strive to make financial profits. With AQRU, not only can your crypto increase in value (if it’s not a stablecoin), but you also get a guaranteed interest rate.

• 7% interest on Bitcoin (BTC) and Ethereum (ETH).
• 12% interest on Tether (USDT), USD Coin (USDC) and Dai (DAI).

This is why AQRU is called “AQRU” – because it’s about “AQRU” interest!

Here is a real-world example of how to earn interest with your AQRU crypto interest account:

• You log in to AQRU.
• You deposit some money (minimum deposit only $100).
• For example, you buy $10,000 worth of Tether (USDT) crypto using AQRU. Or you can buy $10,000 worth of Tether somewhere else and transfer it – the choice is yours. Tether is a so-called “stablecoin”. The value of stablecoins is, as the name suggests, stable: pegged to the value of a fiat currency.
• You leave your Tether with AQRU for twelve months.
• Your Tether will earn interest at an interest rate of 12% APY (Annual Percentage Yield).
• At the end of 12 months, the $10,000 you invested with AQRU will be worth $11,224.37.

The same process works with all coins under the AQRU umbrella.

Saving with a crypto savings and interest platform like AQRU offers significantly better returns than traditional savings accounts. While AQRU offers a 12% return, very few banks offer a return of more than 1% on real money savings.

Banks also usually only offer better returns on large investments. With AQRU you earn 12% interest on stablecoins and 7% on Bitcoin and Ethereum, regardless of the size of your investment (assuming it is over $100).

How does AQRU achieve such high returns? AQRU uses the cryptocurrencies deposited by users to invest on decentralized cryptocurrency exchanges (DEXs) and lend money to retail investors and institutions.

The AQRU vision

A trio of DeFi (Decentralized Finance) experts came together in 2019 to form AQRU: Phil Blows, Digby Try and Louis Quaintance.

The AQRU team surveyed over 10,000 people to find out what they consider to be “pain points” in their personal finances. That meant finding financial problems that a new fintech company could solve. The AQRU researchers found that “most people need to earn extra income to make money from their money, but in simple, colloquial ways.”

“We created AQRU to be the easiest, safest place for anyone, regardless of their background or financial experience, to access market-leading returns on their investments,” said CEO and co-founder Phil Blows.

He visited AQRU

Cryptoassets are an extremely volatile, unregulated investment product.

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